Sunday, May 17, 2020

Essay about Maintaining Marine Reef Aquarium - 2527 Words

Maintaining Marine Reef Aquarium Important Aspects in Maintaining a Marine Reef Aquarium There is something fascinating and relaxing in having an aquarium in a home. Like a fireplace’s warm glow and bright colors, the colors that are emitted from an aquarium can be just as warm and even more colorful. From the slow and graceful movement of the fish to the frantic feeding frenzy, an aquarium is different each time it is viewed. Although a freshwater tank can be full or color, it does not come close to the fiery colors that are present in a marine aquarium. Unfortunately, all the color and life that a marine aquarium holds is much more fragile and not as easy to keep as a freshwater tank. Therefore, the marine aquarium requires†¦show more content†¦Once water has been allowed to flow through this membrane, purer water can be collected from the output of the filter. Once enough of this water is collected, the hobbyist can fill the aquarium and begin to plan on his or her next step, the salt content. â€Å"Although ocean water tastes like water with table salt (sodium chloride) dissolved in it, it is a lot more complex than that† (Friese 33). Pure sea water contains a vast amount of dissolved chemicals. It contains everything from sodium chloride to trace amounts of silver and gold. Although the inhabitants of a marine reef aquarium are not going to be effected if the water does not contain gold, they will not live long if all that is added is table salt (Friese 33). Marine salt mixes contain a similar collection of elements that are found in natural seawater. There are many different brands of aquarium salt available to the hobbyist, and each one has its own following of people that will swear by its use. Any brand available will work since it is very unlikely the inhabitants will be able to tell the difference. However, what is more important than the brand of sea salt is the amount that is added to the water. Water in the open oceanShow MoreRelatedThe Hawaiian Cleaner Wrasse?941 Words   |  4 PagesHawaii, it is not endangered; this species is of least concern on the IUCN Red list of Threatened Species. (IUCN, 2014) L. phthirophagus lives in coral reef habitats with normal temperature of tropical waters. L. phthirophagus is stenophagous, its diet is limited to parasites, mucus, dead tissue, and scales of other fishes that it grooms. This reef fish sets up personal territories as cleaning stations for other infected fish. Fish that want to be cleaned will search and remember these cleaning stationsRead MoreCoral Reefs and How We Can Save Them Essay999 Words   |  4 PagesCoral reefs are underwater arrangements made from calcium-carbonated substances, which are released by corals. Coral reefs are gatherings of small and large organisms, which are found in marine waters that contain scarce nutrients. Most coral reefs are built from stony corals, which in turn consist of polyps that clust er in groups. The polyps belong to group of animals’ known as Phylum Cnidaria, which in turn secrete hard carbonate exoskeletons, which support and protect their bodies. Reefs grow bestRead MoreMale and Seahorse3368 Words   |  14 PagesSyngnathidae, which also includes pipefish and leafy sea dragons. There are over 32 species of seahorse, mainly found in shallow tropical and temperate waters throughout the world. They prefer to live in sheltered areas such as sea grass beds, coral reefs, or mangroves. Colonies have been found in European waters such as the Thames Estuary.[2] From North America down to South America there are approximately four species, ranging from very small in size (dwarf seahorses are only about an inch long) toRead MoreIndustrialization Of The Earth s Oceans1802 Words   |  8 Pagesin the ocean due to human activity. The ocean is a crucial source of life for an abundance of life forms, however, factors such as global warming, pollution and overfishin g are major contributors to habitat destruction and extinction of wildlife in marine environments. Garcia 2 Global warming not only affects the temperatures on land, but, it also has an impact on the ocean. Global warming is defined as a climate change that causes overall higher temperatures in the earth’s atmosphere. A certainRead MoreEnvironmental And Social Sustainability Tourism Management Practices1448 Words   |  6 PagesManagement Master Plan. Department of Tourism was focused on education and information about sustainability. Employees trainings were included 3Rs (Recycling, Reuse, Reduce), water practices and energy - saving initiatives. Tourists was educated about marine life protection and reminded to keep the environment clean, what improved their knowledge and affected in appropriate positive behaviour. Those responsible attitude are good example of how to incourage tourists to behave more environmentally responsible

Wednesday, May 6, 2020

American Revolution Causes And Effects - 879 Words

Elexis Holmes Mr. Ben Wright U.S. History- TR 11am Due: 2/6/15 American Revolution Essay Causes of American Revolution There were many causes of the American Revolution. Which are the reformation of the British Empire, the Revenue Act, the Stamp Act, the Declaratory Act, Townshend Act, the Boston Massacre, the Tea Act, the Coercive Act, the First Continental Congress, the Battles of Lexington and Concord, and the Second Continental Congress. Trying to reform the British Empire after the Seven Years’ War was one of the causes of the American Revolution. The Seven Years’ war was fought between many people. In the war the British took control over the Northern colonies east of the Mississippi River and took control over Canada. The British won the war victoriously but they were left in a lot of debt. British wanted more money from the colonies by passing any Acts which turned the colonies against them. The Revenue Act also known as the Sugar Act it started in 1764, this act raised the taxes on sugar that was imported in from the West Indies. This act was passed to stop the smuggling and to increase the enforcement for those who get caught smuggling molasses in New England. If you were caught smuggling you were to be tried by the Vice Admiralty courts and not by a jury. The people who were affected by this act was the merchants, but it affected the poor merchants way more than the rich merchants the poor did not agree with this act. The Stamp Act began in 1765, it wasShow MoreRelatedEssay on Causes and Effects of the American Revolution1557 Words   |  7 PagesBritish and the American colonists contributed to causing the American Revolution. The war grew out of contempt: England’s contempt for the colonies and colonial contempt for British policies. A series of actions by the British eventually pushed the colonists over the edge and towards independence. The results of the war gave many citizens a new role in society while others, like slaves, felt no change at all. This paper will examine the specific causes and effects of the American Revolution. IdeologyRead MoreFrench Revolution754 Words   |  4 PagesFrench Revolution The French Revolution last from 1789 to 1799. This war had many causes that began the revolution. Its causes ranged from the American Revolution, the economic crisis in France, social injustices to the immediate causes like the fall of Bastille, the Convening of he Estate-General, and the Great Fear. As a result of this revolution there many effects , immediate and long term. The immediate effects were the declaration of rights of man, abolishing of olds reign, execution of kingRead MoreThe American Renissance1169 Words   |  5 Pageslifestyle. Revolution is a fundamental change in society brought by people getting together for a common cause. Many revolutions had taken place in human history, led by different causes, situations and people. Some examples are like political revolution, socio-economic revolution industrial or commercial revolution, philosophical revolution, Cultural Revolution etc. Those revolutions vary in methods, motives, duration and its effects on society. Sometimes the intentions behind the revolution or movementRead MoreThe French Revolution Essay590 Words   |  3 PagesThe French Revolution The French Revolution last from 1789 to 1799. This war had many causes that began the revolution. Its causes ranged from the American Revolution, the economic crisis in France, social injustices to the immediate causes like the fall of Bastille, the Convening of he Estate-General, and the Great Fear. As a result of this revolution there many effects , immediate and long term. The immediate effects were the declaration of rights of man, abolishing of olds reign, executionRead MoreThe Revolutionary War : Wim Klooster s Book Revolutions1114 Words   |  5 PagesKlooster’s book Revolutions in the Atlantic World expresses the deep roots of the revolutionary war period throughout various locations and circumstances. He strives to express the causes, effects, and the political civil war which caused the great uproar in the once colonial lands. This shift in history is noted in Klooster’s book and expanded upon in his chapter entitled â€Å"The Revolution’s Compared. † He notes the various commonalities between the American, French, Haitian, and Spanish American revolutionsRead MoreThe American Revolution And The War For Independence779 Words   |  4 PagesThe year 1775 marked the beginning of the American Revolution or, to the colonists, â€Å"The War for Independence.† The American Revolution did not happen by itself but past conflicts such as the seven years war provoked the future event of the American Revolution. The seven year war was fought between the Thirteen Colonies and the French Empire as well as Native American allies, over territory in America. Before the seven year war, the British government proposed the colonists to pay for protectionRead MoreEssay on Causes of the American Revolution548 Words   |  3 PagesThe American Revolution was a dramatic change in the political, social, and economic system of New England. It was not a bloody revolution; on the contrary it is unique because it was not as violence as other revolutions we know (French, Russia and China). The American Revolution had many causes. Long-term social, economic, and political changes in the colonies before 1750 provided the basis for an independent nation with representative political institutions. More immediately, the French andRead MoreCuban Revolution By Andrew Caminiti1476 Words   |  6 PagesCuban Communist Revolution By Andrew Caminiti The terrible conditions that many Cuban citizens lived under during the Batista regime was unacceptable. The Cuban Citizens wanted a change and started a revolution. To find out why we go all the way back to 1868 when the United States defeated the Spanish Army giving Cuba its independence. The Cubans elected Fulgencio Batista who did not allow any more elections to take place. This angered many and a new revolution leader formed, Fidel Castro. FidelRead MoreWas The American Civil War An Inevitable?1390 Words   |  6 PagesSabrina Scovino Was the American Civil War an inevitable consequence of the American Revolution? The American Revolution marked significant changes in the political, social, and economic status of the Americans. For a long, time the lives of the Americans were darkened by the British colonial rule. The British government passed several intolerable Acts. For instance, the Massachusetts Government Act was a restriction to town meetings. As a result, the American opponents began collective actionsRead More john adams revolution Essay1408 Words   |  6 Pagesjohn adams revolution John Adams explains how the revolution began when he says, The Revolution was effected before the war commenced (37-38). The Revolution was in the minds and hearts of the people, proving there was a feeling of revolution as soon as people left England to come to the New World (25). The duel for America created a restlessness among the independent minded Americans. However, mother England saw the necessity of holding her colonies. Eventually, tension is felt between

Financial Market Exchange The ASX Limited and the AMP Limited

Question: Describe about the Financial Market Exchange for The ASX Limited and the AMP Limited. Answer: The ASX Limited The ASX is the leading financial market exchange at all over the world, which offers the full services like listings, trading, clearing, and resolution for the various ranges of the classes of assets. ASX is the leader all over the world, which puts up the capital and it is the first major market of the finance, which open every day. The ASX Limited has rated in the top five exchanges all over the world. It takes in the market capitalization of about $1.5 trillion. It is the political program, which leads to the world resource, finance, and technology companies. The ASX Limited has the involvement rate of about the $47 trillion in the derivatives market is the biggest in the Asia and all over the world. The net of the ASX and the data center has the connection with the leading financial hubs. The success of the ASX Australian Liquidity center, which is depending in Sydney are depending on the speed, reliability, state-of-the-art technology and the variety of the user community. The ASX Limited does the operation in the environment of the world class regulatory and meets the global standard, which is highest. The clearinghouse of the ASX Limited is the safe and secure place in all over the world and the well capitalized in the globe. It helps to bear out the stability of the financial market in the Australia. The ASX Limited has the experience about 150 years for the exchange and experiences the team about 530 people, which has the highest skills. They focuses on the customer and place them at the centre of everything, they do and has the 6.7 million shareowners and the participants about the 180 and the listed companies about 2200 and issuers. The ASX Limited helps the company to cr eate the wealth regarding the future and manages the investments as well as the operational risk It is the big brand, which developed the role of the company as the holding company of the group and has the market with the several ranges of having the market services activities, which is associated with the common commitment and provides the Australia, the infrastructure of the capital market. The ASX group was establish with the amalgamation of the Australian Stock Exchange and the Sydney Future Exchange during the month of the July 2006 and now it is coming in the top 10 listed exchange group all over the world. It is the exchange group which is vertically integrated and perform the activities in the primary and the secondary market and also provide services like raising, allocation, and hedging of capital flows, trading and the uncovering of the price; transferring risk to the central counterparty and the liquidation of the securities for both the equities as well as the market of the fixed income. As the operator of the securities industry, it facilitates the clearinghouse as well as the system of the payments. It also understands the compliance of its operating regulations and provides the standards of the corporate governance in the listed companies of the Australia. It also provides training to the retail investors. The substructure of the customer, whether it is domestic or international of the ASX is varied. It involves issuers, which are from the various listed securities and the financial products, investments, and the trading bank, shop manager , hedge funds, the advisors of the commodity trading, brokers and proprietary traders; market data vendors; and retail investors. It is the wholly owned subsidiary of the ASX compliance and provides the ongoing monitoring and with the principles of the ASX, it enforces the compliance. The operation of the ASX reinforces by the market supervision and regulates the role, which has undertaken by the Australian securities and the Investments Commission in all the venues of the trading and the facilities of th e clearing as well as the settlement with the help of the Reserve Bank of Australia with the stability of the financial system. It also handles the compliance of the listed public company (ASX Group, 2016). Corporate social responsibility The fabric of the ASX isof the risk management monitors the environment, social, and governance risks, which are the part of the Board. The ASX focus on the sustainability of the business, which is for long-term. ASX People The objective of the ASX is to make and retain the team, which is highly motivated and are professionals, who have the best experience and the human capital policies and the program of the ASX and its periodic report are obtain and seen by the Remuneration Committee. The executive committee sees the programs of the talent and the leadership, management of the performance and the process of the reward, the consequences of the successive planning, and the progress of the diversity strategy and the staff alignment and the engagement results. The voluntary turnover of the ASX for the fiscal year 2016 is 12 percent and the lost time, frequency rate is less than the 0.1. Culture The management and the board review the place of values and the behavior, which disclose the brand and the culture of the ASX. The annual survey measures and its solutions, staff alignment, engagement, and the commitment towards the values of the ASX are monitor at the level of the board. The staff engagement and the alignment have risen in the financial year 2016. The top quartile is the alignment and the top second quartile is the date of the ASXs group Diversity and the inclusive The fellowship supports that working environment, which is diversified and inclusive, where the opportunities have given which is equal to all the employees. It also provides the preparation and the benefits to each of the employees. Its business priority is the gender equality and is dedicated to support the each of the participation, whether it comes from the male or female in the daily workforce. It also supports the marriage equality. Gender equality target The company has made the good progress for the diversity of the gender target. The target achieved is about 40 percent, which is over all. The current target is 40 percent, which is at the tier of senior management and to be continues in the financial year 2017. ASX an employer of choice ASX has honored by an Employer of the Choice for the Gender Equality citation for the workplace of the Gender Equality Agency. The Employer Choice Award has recognized the dedication of the ASX towards the equal participation of both men and women in the workforce. Ethics and integrity The codification of the conduct of the ASXand the Anti-Bribery and the Corruption and the Whistle bowler Protection Policies encourage the decision-making whichever is right for all the directors and the employees of the ASX Limited. The employees of the ASX has certified and they entirely understand the policies of the company Environment The ASX Limited is depending on the constitution, which provides service and does not conclude the resources, which is physical or natural and is not included in the manufacture or transport of the products. The risk management framework of the ASX has monitored, accessed, and managed the risks of the surroundings. The approaches for the management of the risk implies the measurement of the activities and its impact; consumption of the material is minimized; the consumables are recycled and re-used; and supports the awareness of the environmental issues. Assessment of the ESG Practices of the ASX The participants of the ASX for the patterns of the ESG have the following external assessment: Carbon Disclosure Project The transparency is providing to the emission of the ASX as well as to the usage of waste and the urine. FTSE4Good Index Series The transparency is providing to the emission of the ASX as well as to the usage of waste and the urine. ASX in the community ASX helps its employee, hence that the employees will be the active supporter and give some contribution to the community program outside the workplace. This calls for the volunteering leave, which provides the payment. The community program of the ASX will allow the employees for supporting the causes and the selections of the charities from the board list of the partners of the charity. The employee contribution is match with the charity partners by the ASX and donates the $153,104 to the 59 charities in the financial year 2016. ASX Thomas Reuters Charity Foundation This Foundation supports the charities like Australia-based children and the medical research with the supporter of the events organized which helps to raise funds with the participation of the financial market and other industries. The finances were raise about $1.6 million and provide to the 59 charities in the financial year 2016 (ASX Ltd, 2016). AMP Limited The AMP was form with the simple thought that every person should be able to controland manage his or her life. To carry out this idea, the AMP Limited has the dedication about 160 years and makes it possible. At present, the AMP Limited has grown and the decades are also changed, but the one thing is still the same that is helping the people to manage and control their life of their own. The AMP Limited is the leading company with having specialization of the wealth managementin the Australia and the New Zealand. The company serves the customer by: . Both could be quite good at giving financial advice; For the individuals there is superannuation, income from the retreat and the other products for the investments; For the business there is services for the retirement fund; for the self management of the super funds there is administration, banking, and the investment services; Life policy, income protection, and the disability; selection of the banking products; Share investment, fixed interest, property, infrastructure, multi-manager, and the multi-assets funds. The products and the services of the AMP Limited In the Australian market, the company leads in: Financial advice Retail superannuation Life insurance of the individuals In the market of the New Zealand, the company leads in: Corporate superannuation Retail funds and the superannuation It is biggest provider of the Kiwi Saver Scheme and the life insurance in the New Zealand. Key facts about the AMP Limited In Australia, AMP Limited has the biggest network for the financial advice and in New Zealand, it has the employed financial advisors about more than 4400. The company manages the assets for the customers about the $215 billion and even more than that. The AMP Limited has the shareholders about the eight-lakh twenty thousands. AMP Limited has the employees about more than 5400 across the world, which helps and supports the financial advisors, customers, and the shareholders. The largest property manager in the Australia is the AMP capital, in which it manages the real estate assets about more than the $18 billion. Advice and the banking AMP provides the products and the services with the supporter of the biggest network of the financial advice in the Australia and the New Zealand. The troupe has also maintained the relationship with the external financial advisors. The network of the financial advice of the AMP Limited involves the financial planning of the AMP, Charter Financial Planning, Hillross IPAC, and SMSF advice, Spicers, Advice First, and the AMP 360. The company creating the financial security for the customers. The clientele of the wholesale superannuation of the AMP Limited provides the services like the superannuation and the insurance to the various companies, which is more than the 50000 and to the 500000 members in the Australia. The AMP Limited with the supporter of the financial advisors network does the distribution of these products. AMP bank is the financial bank, which supplies the residential mortgage, accepts deposits, and the transaction accounts and the products of the SMSF to the customers around 100000. These services are provides with the assistance of the mortgage brokers and the financial advisors of the AMP Limited and with the help of the internet and the phone banking Insurance and the superannuation The leading provider of the superannuation products is the AMP Limited. They help the customers to own their life and provide them the best schemes to achieve their goals. The AMP Limited provides the various products to the client such as the personal risk insurance products for the financial security of the customers. The personal risk insurance products involve life insurance, total and the permanent disability cover, income protection and the trauma cover, which is maintain for the individual or the group superannuation fund. The governance of the self-managed super fund of the AMP Limited supports the individuals and make the design so easy, that the individual will be able to understand and make the own decision regarding the investment about the superannuation. They facilitate the customers by the compliance, audit, tax returns, and update the daily paperwork in the order. The distribution of the merchandise and the services has done by the network of the self-employed financi al advisors and with the help of their relationship with the independent financial advisors. The advisers of the AMP Limited using the technology, which leads to the market like the flagship platform North, which have the variety of the investment options with the capital of the award-winning and the products, which have the income guarantee. Customer solutions The team of the AMP customer solution has focused on the demands of the customers, understands, makes the solutions, and offered so that the customers will meet their needs and that offers take to the market. The customer solution plays the vital role in the outgrowth of the strategies of the enterprise, and planning, and target of the enterprise. The customer solution manages the brand, segment of the customer, marketing strategy, activities of the sales, digital solution, design, and the innovating functions, and embraces the new ventures of the AMP Limited. AMP capital The AMP capital delivers the best results for the investment to the clients and provides the contemporary solution for the fixed income, equities, real land, infrastructure, and the portfolios of the multi-assets. The AMP capital shares the heritage along with the AMP across 160 years. The biggest investment managers in the region of the Asia Pacific are the AMP capital. The AMP capital has grow internationally in the market of Australia and the New Zealand and now also started the operation in the Bahrain, China, Hong Kong, India, Japan, Luxembourg, the United Kingdom, and the United States. The AMP Capital coordinates with the network of the global investment partners, and delivers the insights with the advantage (AMP Ltd, 2016). Financial services guide AMP Life Limited AMP Superannuation Limited AMP Capital Funds Management Limited AMP Bank Limited IPAC asset Management Limited The National Mutual Life Association of Australasia Limited NMMT Limited NM Superannuation Proprietary Limited. AMP Capital AMP Capital investors Limited AMP Capital Funds Management Limited AMP Mutual Funds Management Limited IPAC asset management Limited. Top-down analysis ASX Limited value of AUD 47.78 market capitalization 9.25B shares outstanding 193.6M EPS 2.2 yield 4.15% price movements 1.38% AMP Limited value of AUD 5.37 market capitalization 15853M shares outstanding 2.96B public float 2.96B EPS $0.34 yield 5.21% price movements 0.19% Bottom-up analysis ASX Limited Income statements For the year 2016 $m Revenue listings and issuers services 194.3 trading services 183.8 equity-post-trade services 102 derivatives and OTC market 266.2 interest income 146.3 dividend income 13.1 share of net profit of equity accounted investments 0.9 other 1.7 908.3 expenses staff -101.1 occupancy -14.1 equipment -28.4 administration -29.6 finance costs -86.3 depreciation and the amortization -42.7 -302.2 profit before income tax 606.1 income tax expenses -179.9 net profit for the period attributable to owners of the company 426.2 other comprehensive income items that may be reclassified to profit or loss change in the fair value of available-for-sale financial assets -0.5 change in the fair value of available for sale investments 15.8 change in the fair value for cash flow hedges -1 other comprehensive income for the period, net of tax 14.3 total comprehensive income for the period attributable to owners of the company 440.5 Earnings per share Basic earnings per share(cents per share) 220.4 diluted earnings per share(cents per share) 220.4 Balance sheet For the year ended June 2016 $m current assets cash and funds on deposits 3276.4 available-for-sale financial assets 3796.4 receivables 469.1 prepayments 12.6 total current assets 7554.5 Non-current assets available for sale investments 358.2 equity accounted investments 66.6 intangibles assets-goodwill 2317.6 intangibles assets-software 103.1 property, plant equipments 51.6 total non-current assets 2897.1 total assets 10451.6 current liabilities amounts owning to participants 5888.2 payables 437.8 current tax liabilities 9.9 provisions 14.5 revenue received in advance 16.4 other liabilities total current liabilities 6366.8 non-current liabilities amounts owing to participants 2000 net deferred tax liabilities 51.6 provisions 9 revenue received in advance 0.1 total non-current liabilities 260.7 total liabilities 6627.5 net assets 3824.1 equity issued capital 3027.2 retained earnings 576.9 restricted capital reserve 71.5 asset revaluation reserve 139.7 equity compensation reserve 8.8 total equity 3824.1 Cash flow As on June 2016 $m cash flows from operating activities receipts from customers 801.2 payments to suppliers employees -252.3 548.9 interest received 148 interest paid -85.6 dividends received 13.1 income taxes paid -182 net cash flows from operating activities 442.4 cash flows from investing activities increase/decrease in participants margins and commitments 2146.4 payments for available-for-sale investments -24.4 payments for equity accounted investments payments for other non-current assets -48.4 net cash inflows from investing activities 2073.6 cash flows from financing activities dividends paid -375.6 net cash outflow from financing activities -375.6 net increases/decrease in cash and cash equivalents 2140.4 decrease/increase in the fair value of cash and cash equivalents -2.2 increase in cash and cash equivalents due to the changes in the foreign exchange rate 55.6 cash and cash equivalents at the beginning of the financial report 4879 cash and cash equivalents at the end of the financial period 7072.8 cash and cash equivalents consists of: ASX Group funds 984.6 participants margins and commitments 6088.2 total cash and cash equivalents 7072.8 (ASX Ltd, 2016). Net profit margin 46.97% operating margin 76.21% return on assets 4.61% return on equity 11.24% return on investments 10.52% cash flow per share 0.0242 price/cash flow per share 0.2 book value per share 0.1975 tangibles book value per share 0.0725 current ratio 0.0119 payout ratio 90% AMP Limited Income statement For the June 2016 $m income and expenses of shareholders, policyholders, external unit holders and non-controlling interests life insurance premium and related revenue 1225 fee revenue 1527 other revenue 35 investments gains and losses 2961 share of profit or loss of associates accounted for using the equity method 14 life insurance claims and related expenses -1101 operating expenses -1804 finance costs -116 movements in external unit holders liabilities -313 change in policyholders liabilities life insurance contracts -510 investments contracts -668 income tax(expense) credit -247 profit for the period 963 profit attributable to shareholders of AMP Group Limited 424 profit attributable to non-controlling interests 539 profit for the period 963 Balance sheet As on June 2016 $m assets cash and cash equivalents 6367 receivables 3453 current tax assets inventories and other assets 128 investments financial assets 110,038 investments properties 263 investments in associates accounted for using the equity method 501 property, plant equipment 426 deferred tax assets 507 intangibles 3914 total assets of shareholders of AMP Ltd. 125597 liabilities payables 5741 current tax liabilities 59 provisions 352 other financial liabilities 1261 borrowings 2605 subordinated debts 379 deferred tax liabilities 1779 external unit holders liabilities 12932 life insurance contract liabilities 24139 investments contract liabilities 69282 defined benefit plan liabilities 177 total liabilities of shareholders of AMP Ltd. 118706 net assets 6891 equity contributed equity 6926 reserves -1880 retained earnings 935 total equity 5981 non-controlling interests 910 total equity 6891 Cash flow For the June 2016 $m cash flows from operating activities receipts from customers 801.2 payments to suppliers employees -252.3 548.9 interest received 148 interest paid -85.6 dividends received 13.1 income taxes paid -182 net cash flows from operating activities 442.4 cash flows from investing activities increase/decrease in participants margins and commitments 2146.4 payments for available-for-sale investments -24.4 payments for equity accounted investments payments for other non-current assets -48.4 net cash inflows from investing activities 2073.6 cash flows from financing activities dividends paid -375.6 net cash outflow from financing activities -375.6 net increases/decrease in cash and cash equivalents 2140.4 decrease/increase in the fair value of cash and cash equivalents -2.2 increase in cash and cash equivalents due to the changes in the foreign exchange rate 55.6 cash and cash equivalents at the beginning of the financial report 4879 cash and cash equivalents at the end of the financial period 7072.8 cash and cash equivalents consists of: ASX Group funds 984.6 participants margins and commitments 6088.2 total cash and cash equivalents 7072.8 (AMP Ltd, 2016). Net profit margin 7.80% operating margin 21.80% return on assets 0.71 return on equity 11.64 return on investments 6.93 total debts to total equity 207.5 total debt to total capital 67.48 total debts to total assets 12.65 Conclusion It is concludes from the report that the ASX Limited and the AMP Limited both are performing well and has the good reputation in the market. References ASX.Ltd.(2016).the ASX Group.retrieved on 20 september 2016 from https://www.asx.com.au/about/asx-group.htm ASX.Ltd.(2016).corporate social responsibilities.retrieved on 20 september 2016 from https://www.asx.com.au/about/corporate-social-responsibility.htm AMP.Ltd.(2016).about AMP.retrieved on 20 september 2016 from https://www.amp.com.au/amp/about-amp ASX.(2016).ASX Limited annual report 2016.retrieved on 20 september 2016 from https://www.asx.com.au/documents/investor-relations/asx-annual-report-2016.pdf AMP Ltd.(2016).directors report and financial report for the half year ended 30 june 2016.retrieved on 20 september 2016 from file:///C:/Users/Guest/Downloads/Avis_55407.pdf Jones.D Company.(2016).financials.retrieved on 20 september 2016 from https://quotes.wsj.com/AU/XASX/AMP/financials The Financials Times Ltd.(2016).financials.retrieved on 20 september 2016 from https://markets.ft.com/data/equities/tearsheet/financials?s=ASX:ASX

Monday, April 20, 2020

Unsung Hero free essay sample

In this world of athletes and actors who are revered as heroes, there stands apart one unsung hero who, with her quiet strength, wisdom, and courage, has done more to shape my life than any other. She has encouraged every endeavor I have attempted, from comic strip art to journalism to performance music (where I have found my home), all while standing behind me and applauding my efforts. Her support has meant the world to me because so many have encouraged me to turn toward sensible careers, not toward the stirrings of my heart. Her love of music inspired me at an early age, and it was not unusual to wake to the sounds of an aria or Broadway tune. She was very much her own person as a young woman, marching to no drummer but her own. Her sense of style, morality, and herself were unique then, as they are now. We will write a custom essay sample on Unsung Hero or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Her beauty lies in her heart, a heart so big, a heart so full of love that she would be planning a baby shower for an unwed mother at the same time as putting stamps on donations to an Native American reservation. Her heart never was so full as not to allow for one more. Her parents were stage performers, so her heart was stirred by the same things as me: the beautiful words of a poet, the strains of a violin crying, a woman pouring out her soul in song. I hope that I have inherited her spirit and her inner beauty and will pass these things on to my own children. Her influence has spread far and wide, and the legacy she will leave is proof of the many lives she has touched. Her bravery and courage come from a hard life where nothing was easily attained, or underestimated. I think her strength is derived from this, and it has indelibly shaped her. From a poem written by my mother to her: She is as soft as a summer breeze and gentle as a babys caress, yet also as fragile as glass God gave her ears that listen, eyes that see through deceit and cruelty, and hands that comfort you and soothe your fears. My grandmother, as you see, shaped my mothers life as well as mine. I believe I have inherited from her a certain softness and awareness of the human condition. I, too, have those ears that listen and hands that comfort, and I hope her influence lives on in me and inspires others to live their dream as well. The true saint lives in the midst of other people. He rises in the morning; he eats and sleeps when needed. He buys and sells in the marketplace just like everyone else. He marries, has children, and meets with his friends. Yet never for an instant does he forget God. Evidently Abu Said met my grandmother.

Sunday, March 15, 2020

Free Essays on The Oration On The Dignity Of Man

Oration-Essay The hand-out, â€Å"Oration on the Dignity of Man†, brings up various and many key points which relate to the ideas and beliefs of the Renaissance period. The article itself expresses Pico’s idea that an individual is limited only by his own visions and is not just a part of the early idea that; man has a sense of natural helplessness. The humanists during the Renaissance period were centered around the new era of art, architecture, and a new way of thought. This new way of thought was implemented during the beginning of the Renaissance period. The Renaissance itself was a time where the people wanted to get re-focused on themselves and their center thought on the human capacity. The period was suppose to open up the idea that you can control what you become, as well as what you are now. The people of the Renaissance strove more to be an individual and stray from the idea that everyone was the same. Individualism during the time before was never a factor. No other cultures had a way of thinking for themselves. The Oration exposes these people to his achievable ideas that man has no limits and should strive to be divine. In also saying that, Pico sends forth the idea that although the â€Å"supreme maker† could give each person the ability to reach goals equally, he could not give each the same results. By expressing that idea the article gives us a sense of competition and for those people to question the unknown. The Renaissance idea of secularism and humanism, made up the who idea of the Renaissance. The idea of humanism caused a disruption with that of religion. Humanists, including Pico, explored the idea of secularism as separate. Humanism deals with the spirituality of a single individuals beliefs. Pico’s article clearly helps us to arrive at that idea by his tone in saying that god created all equal with the same â€Å"intelligence’s†, but it all depended upon the... Free Essays on The Oration On The Dignity Of Man Free Essays on The Oration On The Dignity Of Man Oration-Essay The hand-out, â€Å"Oration on the Dignity of Man†, brings up various and many key points which relate to the ideas and beliefs of the Renaissance period. The article itself expresses Pico’s idea that an individual is limited only by his own visions and is not just a part of the early idea that; man has a sense of natural helplessness. The humanists during the Renaissance period were centered around the new era of art, architecture, and a new way of thought. This new way of thought was implemented during the beginning of the Renaissance period. The Renaissance itself was a time where the people wanted to get re-focused on themselves and their center thought on the human capacity. The period was suppose to open up the idea that you can control what you become, as well as what you are now. The people of the Renaissance strove more to be an individual and stray from the idea that everyone was the same. Individualism during the time before was never a factor. No other cultures had a way of thinking for themselves. The Oration exposes these people to his achievable ideas that man has no limits and should strive to be divine. In also saying that, Pico sends forth the idea that although the â€Å"supreme maker† could give each person the ability to reach goals equally, he could not give each the same results. By expressing that idea the article gives us a sense of competition and for those people to question the unknown. The Renaissance idea of secularism and humanism, made up the who idea of the Renaissance. The idea of humanism caused a disruption with that of religion. Humanists, including Pico, explored the idea of secularism as separate. Humanism deals with the spirituality of a single individuals beliefs. Pico’s article clearly helps us to arrive at that idea by his tone in saying that god created all equal with the same â€Å"intelligence’s†, but it all depended upon the...

Friday, February 28, 2020

The mona lisa Essay Example | Topics and Well Written Essays - 750 words

The mona lisa - Essay Example Today, it is treated as an asset of France. It is remained publicly displayed in Paris at The Louvre museum since 1797. The expression of the subject in the painting is ambiguous and is often regarded as enigmatic (Smart History). The history surrounding Mona Lisa is mysterious. The major aspects of the individual in the painting are not clear, making it challenging to identify the sitter. In case, various questions have been raised as to how long the artist took to complete the painting. Moreover, it is unclear as to the process the French took to acquire the artwork. Historians have argued that the artwork was aimed at portraying to events. Firstly, it marks when Francesco del Giocondo together with his wife ended their house. Secondly, it can be used to reflect a time when their daughter died and their son born in 1502. The veil evident on Mona Lisa’s hair is at times regarded as reflecting a mourning mood. Additionally, the clothing on Mona Lisa is unexceptional reflecting a noble status (Iralian Renaissance). The perfection evident in Mona Lisa’s portrait reflects the influence it had on Lombard and Florentine artwork, which was pursued in the 16th century. The smile by Mona Lisa illustrates a sitting figure, which is a representation of happiness. It is the idea that makes the artwork to be regarded as ideal in the perspective of the viewers. The portrait creates a general impression as one driven by serenity. In this case, serenity is evident in the case where the scheme of the color is muted. It reflects the harmony that the sitter creates based on her pose, which is pyramid-shaped. The factors that illustrate this include the gaze and perplexing half smile that the viewer observes from the right. Moreover, her hands reveal a lifeless trait, as if they belong to another body (Iralian Renaissance). The manner in which Leonardo painted Mona Lisa deviates from the

Wednesday, February 12, 2020

Therapeutic Nurse Patient Relationship Essay Example | Topics and Well Written Essays - 1500 words

Therapeutic Nurse Patient Relationship - Essay Example According to Wright (2006), the relationship is mutual, founded on trust, respect and professional intimacy. For a therapeutic patient nurse patient relationship to function effectively, the nurse should use his/her professional powers appropriately. Other people responsible for the patient’s wellbeing such as family members or friends also form an important component of the therapeutic nurse patient relationship. Duration of therapeutic nurse patient relationship varies, depending on the health needs of the patient and it expires once the patient recovers. Moreover, it also depends on the possibility of having to take care of the patient once again in future. However, the relationship between the nurse and the patient’s friends or family is not limited to the duration of care and may continue after the client is no longer under the care of the particular nurse. In therapeutic nurse patient relationship, the nurse is not only responsible for establishing the association with the client but also in maintaining it. According to Barry (1996), maintaining the relationship requires professional application of nursing knowledge, skills and behaviors. In healthcare setting, therapeutic nurse client relationship comprises four main elements, namely trust, power, respect and professional intimacy (DeLaune & Ladner, 2002). ... Power is the other defining element of the patient client relationship and NANB (2011) argues that it is tilted in favor of the nurse. The registered nurse possesses more power and authority than the patient due to the higher position he or she holds in the healthcare system and his/her inherent specialized skills in nursing practice. This places the nurse in a more influential position of determining the nature of relationships with the client and other healthcare providers in a healthcare setting. Moreover, the nurse is in a better position of accessing sensitive information relating to the patient under his or her care (CNO, 2004). The manner in which the nurse utilizes these powers determines the nature of relationship with the clients. Therefore, it is important for the nurse to apply these powers appropriately to promote good working relationship with the patient and attainment of expected health outcomes. This ensures that the relative powerlessness of the patient is not taken advantage of and the client’s healthcare needs are met. Trust is another element of a therapeutic nurse patient relationship and it is shown by the confidence and faith that the client has about the nurse ability to cater for his or her health needs. According to Hubert (1998), the patient expects the nurse to apply his or her professional skills appropriately and exhibit compassionate attitude so that the client can develop trust on the nurse ability to take care of him or her. Therefore, the ability of a nurse to win the trust of the client is very important, considering the relative powerlessness of the patient in the nurse patient relationship. In order for the nurse to gain the trust of the